Achieve 20% off-market housing by 2050

This call for projects is part of the city’s goal of reaching 20% off-market housing by 2050.

It is aimed at non-profit organizations that are active in the areas of development and management of non-profit housing. Its purpose is to help these organizations expand their reach by leveraging an increase in their organizational capacity to develop and manage a larger building stock.

Initiatives supported may include:

• Organizational structuring and professionalizing
• Strengthening expertise in real estate development
• Consolidation or merger of organizations as part of a growth strategy
• Innovative approaches such as new business models, o service, asset or employee pooling, etc.

The total budget earmarked for this call for projects is $2 million.

What is an off-market home?

Off-market rental housing is housing that is owned by an entity with a social mission (such as a cooperative, non-profit organization, paramunicipal corporation or social utility trust) and remains affordable on a long-term basis. Homes that remain affordable in the long run through resale price control, such as homeowners’ cooperatives, are also considered off-market housing.

Learn more about actions the city is taking to increase the supply of off-market housing.

The following conditions apply: 

• Amount of financial contribution: Between $200,000 and $600,000 per project
• Maximum share funded by the city: The amount requested from the city cannot exceed 60% of the total cost of the project
• Total government assistance: The sum of all government assistance (federal, provincial and municipal) cannot exceed 80% of the cost of the project
• Deadline for completion: Projects must be completed within a maximum of 2 years 

Important: 
The city’s contribution must be used exclusively to implement the expansion project. Expenses related to the pre-development, planning, implementation or management of a real estate development project are not eligible.

Eligible organizations

To be eligible, your organization must meet all of the following criteria: 

• Be a non-profit organization legally incorporated in Québec 
• Have its head office within Montréal city limits or hold a substantial share of real estate assets there
• Have off-market housing stock in Montréal
• Be active in planning and implementing real estate projects
• Demonstrate sound financial and governance practices, and not be under the control of a for-profit related company
• Not be in default with the city 

Eligible projects 

The project should allow the organization to increase its capacity to develop off-market housing. It must be accompanied by an organizational development plan that includes the following elements: 

• Expansion project objectives
• Ability of the organization to achieve these objectives and/or identification of current gaps filled by the project 
• Technical and financial resources needed to implement the project 
• Jobs created or consolidated as part of the scale-up 
• Planned organizational chart
• Financial forecasts for the 3 years following the application
• Financial structure of the non-profit organization and financial sustainability of the project
• Real estate strategy or planning

To learn more, read our guide.

• PDF file Guide d’accompagnement - Changer d'échelle pour l'habitation à but non lucratif

Join our virtual information session on Monday, June 16 at 1:30 p.m.

You have until July 17, 2025 to submit your project application. 

Please allow approximately 4 to 6 weeks after submitting your application for the decision to be announced.

Documents to submit 

• Completed project submission form (available via the “Submit” button below)
• Detailed budget for your expansion project (template provided by the city).
• A summary of the objectives and planned actions (template provided by the city)
• The organization’s letters patent or deed of incorporation
• A list of board members and people assigned to the project and their roles (template provided by the city)
• Résumés of directors and people in charge of the expansion project
• Current organizational chart (including vacancies, if applicable)
• Document presenting the past achievements of the non-profit housing development organization
• Organizational development plan that includes, at a minimum, the elements set out in the accompanying guide
• Board resolution authorizing the applicant to submit the application
• General by-laws of the organization
• Audited financial statements for the past 2 years
• Letters of agreement with contributing partners (if applicable)
• Certificate or attestation of francization (if applicable)